Safe at Last

Author: Damjan Milenkovic

  • 18 Balanced Gun Self-Defense Statistics

    18 Balanced Gun Self-Defense Statistics

    America is marked by heated debates whether owning guns should be illegal, as it is in other countries. Research shows that many people believe gun laws should be stricter and guns banned altogether, as seen in all recent anti-gun rallies.

    Gun self-defense statistics, meanwhile, show that gun-owning citizens were able to defend themselves. On the flip side, permissive gun laws allow criminals easy access as well. 

    To present you with a balanced view on gun ownership, we’ve prepared a list of essential stats and facts.

    Guns Saving Lives Statistics (Editor’s Choice)

    • 43% of Americans thinks gun ownership rights should be limited
    • 18 states have issued Constitutional Carry laws
    • In the US, there were 1.3 million instances of violent crime in 2020
    • On average, an American stops 2.3 deaths from a shooting rampage
    • Every year, women use guns to defend themselves against sexual assault 200,000 times
    • The highest number of homicides occurred in 2020
    • There were 40 active shooter incidents in 2020 
    • In 2020, there were over 670 registered self-defense incidents in the US

    Gun Ownership in the US

    1. On average, 88.8 out of 100 Americans own a gun.

    (American Gun Facts)

    The most recent data about gun ownership, use, and self-defense statistics show that the US homicide rate per 100,000 residents is only 4.8. Similarly, there are only 466 violent crimes per 100,000 Americans.

    By comparison, in the UK, a country where gun laws are much stricter, the number of violent crimes per 100,000 citizens is 2,034. 

    2. 42% of American households owned at least one gun in 2020. 

    (Statista)

    Statista research shows that 45% of American males own a gun at this time, the majority of whom are white. Similarly, 36% of those aged 65 or older own or used to own a firearm. 

    Another 35% of college-educated US citizens are gun owners. 

    3. The majority of Americans own a gun for protection.

    (Just Facts/Gallup)

    Defensive gun use stats show that nearly two-thirds (63%) of Americans cite safety/protection as the reason why they own a gun. Another 40% of Americans own and use their firearms for hunting, while a minority of 15% use guns for target shooting and other general recreation activities. 

    Gun Ownership Rights Debate

    There are ongoing animated discussions concerning Americans’ right to own guns. Some argue that the laws which make buying guns easy should change, arguing that they enable criminals. Proponents of gun ownership rights, meanwhile, often cite guns preventing crime statistics to support the status quo. 

    4. As of 2020, 57% of the United States residents thought that firearms sales laws should be stricter. 

    (Statista)

    The number decreased by comparison to 2019, when 63% of people believed that laws should be stricter.

    Only 9% of Americans believed that gun laws should be less strict, while 34% did not think the laws should change. 

    5. 43% of the United States population wants gun ownership rights to be limited.

    (Statista)

    This 2021 statistic shows that maintaining or limiting gun ownership rights in the US often varies based on the respondent’s political identification. 81% of Republicans, who often point to self-defense statistics, believe that protecting people’s rights to own guns is more important. In comparison, 72% of Democrats hold the opposite opinion. 

    This divide leads to an almost balanced overall public opinion, 43% for limiting gun ownership and 48% arguing that rights should be maintained. 

    6. 18 states have adopted constitutional carry legislation.

    (CPRC)

    As of February 2021, Utah joined in the Constitutional Carry law, allowing residents to carry guns openly or concealed, even without a permit. 

    There are only seven states where the right to carry guns is still not issued yet.

    Violent Crimes Statistics

    There are many informative articles on US crime and the following FBI statistics suggest that many of these cases could be prevented and lives saved by citizens owning guns.

    7. There were 1.3 million violent crimes in 2020 in the United States.

    (Statista)

    Violent crime’s primary offenses are murder and non-negligent manslaughter, robbery, rape and sexual assault, and aggravated assault. Even though the number of US violent crimes has significantly fallen in the last 20 years, it has actually increased in the last several years. 

    8. 2020 was the year with the highest number of homicides ever. 

    (Pew Research, NPR) 

    More specifically, FBI statistics show there were 21,570 homicides in the US that year. Compared to 2019, that represented a 30% (4,901) increase. 

    In other words, in 2020, there were 7.8 murders for every 100,000 people in the US, as opposed to 2019, when there were six murders per 100,000 people. 

    9. The US burglary rate was 314.2 cases per 100,000 people in 2020. 

    (Statista)

    Burglary statistics show that the past several years mark an abrupt year-on-year decrease in the burglary offense counts numbers. In fact, in 2019, the burglary rate of all types was 340.5 cases per 100,000. 

    New Mexico held the record for highest US burglary rate in 2020, with 648.8 cases per 100,000 people, followed by Oklahoma, with 613.3 cases per 100,000 people.

    Defensive Gun Use Statistics

    The number of incidents, deaths, and shots fired on average in self-defense, is still worrying, even if lower than the previous years. 

    10. There are 673 registered self-defense incidents in the United States in 2020.

    (Heritage)

    The US has statistics on how many defensive gun uses per year there are. The oldest data was from 2019, when there were 751 incidents. 

    The following year marks an almost insignificant fall, considering these 673 incidents happened in the pandemic times. In 2022, so far, there have been 16 gun self-defense incidents already. Self-defense is sometimes hard to prove, so people have to hire lawyers, which can be expensive. It brings on an interesting dilemma – is it better to be assaulted or broke?

    11. There were 1,453 defensive gun use deaths in 2020.

    (Gun Violence Archive)

    However, the number of crimes prevented by guns is significantly lower than in the previous years. The statistics show that in 2019, 1,595 deaths were caused in self-defense. As for 2021, there were 1,244 deaths caused by defensive gun use.

    12. Police reported six self-defense instances when people had to fire multiple shots in 2020.

    (CPRC)

    Many gun-related violence articles and statistics show the average number of shots fired in self-defense. For example, in Voder, Colorado, hundreds of rounds were fired in property trespassing when a 59-year-old man had to defend himself and his wife against four armed intruders. 

    Similarly, self-defense facts mention an intruder was shot multiple times and severely wounded by a homeowner in Alabama. 

    13. There were four cases in 2019 when people had to fire ten or more shots in self-defense.

    (CPRC)

    These CPRC facts reveal a number of home invasions or property theft stopped by guns. Four men forced their way into a house in Houston, Texas. The house owner shot all four in self-defense. 

    A 17-year-old boy was shot as he broke into a house in Tallahassee, Florida. The homeowner fired his gun about 25 times in his attempt to protect his life and property. Similarly, in LA, a business owner defended himself against a gang trying to extort money from him. Sadly, the conclusion is that store owners should keep tactical first aid kits in the store, because they contain items necessary to treat gunshot wounds.

    14. On average, a US citizen stops 2.3 deaths from a shooting rampage.

    (American Gun Facts)

    Gun self-defense statistics show that armed citizens kill 1,527 criminals a year, while police officers kill 606. 

    Surprisingly, however, citizens have a significantly lower error rate than police officers. American residents have a 2% error rate, while US police officers have an 11% error rate. 

    15. Women use guns to defend against sexual assault 200,000 times a year.

    (American Gun Facts)

    FBI crimes stopped by concealed carry statistics show that this fact leads to a 5% decrease in rape cases. Similarly, concealed carry laws have also helped reduce murder cases by 8.5% and other violent assaults by 7%. 

    Mass Shooting Statistics

    Mass shootings are one of the primary concerns of Americans when it comes to debating gun ownership laws. The statistics mirroring these debates, also show opposing views, as is tthe FBI report and the claims made by USA Today.

    16. In 2020, the FBI reported 40 active shooter incidents. 

    (FBI)

    That’s an increase from the year before when there were 30 such cases. In 2020, there were 164 casualties. Of them, 126 were wounded and 38 killed, including one law enforcement officer. 

    17. Statistics report 611 mass shootings, 298 kids killed, and 699 injured in 2020.

    (Gun Violence Archive)

    If the number of kids aged 0 to 11 appears high, the number of teens is even higher. In 2020 1,071 teens died, and about 3,000 were injured. 

    In comparison to 2019, these numbers are on the rise. If the year 2020 registered 611 mass shootings, there were nearly 200 fewer such incidents the previous year. The number of deaths among children is also significantly lower in 2019: 209 kids aged 0–11 and 778 teens (aged 12–17).

    18. 90% of law enforcement officers believe that legally armed citizens could reduce the number of mass shootings.

    (USA Today)

    There are multiple examples the police rely on when stating this. The most notable is that of a mass shooting stopped by an armed citizen. Another one is a Florida man who used his AR-15 to defend himself against no less than seven home intruders, firing 30 rounds at them. Like him, a Maryland mother fought three burglars off her property by merely loading her gun.

    The report includes evidence from the Centers for Disease Control and Prevention and shows that guns are used 16 to 100 times more often to protect life than to take life. 

    Gun Self-Defense – Good or Bad?

    Overall, gun self-defense statistics and facts point to American citizens’ different and often contradictory viewpoints, as well as law enforcement officers’ ones, regarding gun ownership rights. Research shows that the debate is closely connected to political affiliation.

    However, US residents’ primary concern remains the mass shootings and active shooter cases that leave many victims. Most studies suggest that the ‘good guy’ with a gun very rarely responds quickly enough to stop an active shooter. 

    People Also Ask

    How often are guns used in self-defense?

    According to the Centers for Disease Control and Prevention, most studies on defensive gun use found that American residents use their firearms defensively between 500,000 and 3 million times every year.
    There’s good reason to believe that most defensive gun uses are never reported to law enforcement. Thus, local, national, or international press and media pick up much fewer cases than the police may do.

    How many mass shootings were stopped by armed civilians?

    There aren’t many cases of armed residents stepping in a mass shooting or active shooter incidents. Not even when they legally own weapons.
    The cause is that active shootings happen in crowded areas, and it takes too long for people to respond. However, the press picked up a few compelling examples, such as a father who used his concealed gun to stop a mass shooting in a McDonald’s in Alabama or another who used his gun to stop a racist shooter outside a Kentucky Kroger.

    How many crimes are stopped by gun owners per year?

    Citizens manage to prevent an estimated 2.5 million crimes a year. That is 6,849 every day! And in most cases, the gun is never fired, and no blood is shed. Every year, firearms help prevent 400,000 life-threatening crimes.
    Convicted felons claim that they avoid committing crimes when they think that the victim might be armed. Similarly, they are less likely to enter a house where people are at home from fear of being shot.

    What percentage of guns are used in self-defense?

    Data shows that 63% of Americans own a gun for protection and are likely to use their firearms in self-defense. Experts have debated the actual use of firearms in self-defense instances for many years. Depending which expert you ask, the numbers per year may range from several million to hundreds of thousands of self-defense gun use cases.
    The latest data show that people use guns in self-defense reasonably rarely. According to Harvard University research, people defended themselves using a firearm in as little as 0.9% of crimes.

    How many lives are saved by the defensive use of firearms?

    Every year, firearm use prevents 400,000 life-threatening violent crimes, including aggravated assaults, sexual assault, and homicide attempts. Generally, Americans believe that gun ownership stops crime.
    This belief drives laws that make concealed (and entirely legal) ownership easy. It’s unclear how many of the defensive gun uses involve carrying guns in public places by concealed-carry permit holders. Still, our records show that concealed carry permit holders can and do save lives.

    How many home invasions were stopped by guns?

    The National Crime Victimization Surveys provide little evidence as to how many home invasions or property trespassing have been prevented by firearms used defensively. However, several examples are coming from the media.
    For instance, in 2019, a 17-year-old boy was shot as he broke into a house in Tallahassee, Florida. The homeowner fired his gun about 25 times in his attempt to protect his life and property. Similarly, in LA, a business owner defended himself against a gang trying to extort money from him.

    How many gun deaths are in self-defense?

    Studies indicate that there were four unintentional shootings, seven criminal assaults or homicides, and 11 attempted or completed suicides every time a gun was fired in a home in self-defence or in a legally justifiable shooting.
    Over 38,000 people died in the US from use of firearms during 2019, according to a non-profit organization. Out of the total number of gun-related deaths, over 1,500 were caused in self-defense. In 2020, gun self-defense statistics showed 1,453 defensive gun use deaths.

  • What Is the Most Expensive House in the World?

    What Is the Most Expensive House in the World?

    Humans have always strived to make things they own better. Take computers, phones, and cars as examples. The same goes for homes. Today, you’ll answer the question—“What is the most expensive house in the world?” and get to read more about its owner.

    We’ll also cover its cost and location, and the description of its exterior and interior. What’s more, you’ll learn a bit about the most expensive house in the US and the biggest property in India.

    Most Expensive House in the World Frequently Asked Questions

    • Who owns the most expensive house in the world?
    • What is the cost of the most expensive house in the world?
    • What is the location of the most expensive house in the world?
    • Which house is the most costly on the US territory?
    • Who lives in the largest house in the world?
    • What does the largest house in the world look like?

    What Is the Most Expensive House on the Planet?

    At the moment, Buckingham Palace is the most expensive house on the planet that is still used as a home and is not turned into a museum. Moreover, Queen Elisabeth II’s residence dates from the 17th century. Buckingham Palace has 775 rooms, 40 acres of land, and many luxurious items.

    What’s more, the Queen’s Gallery contains 450 valuable paintings. The most expensive house in the UK and globally also has a stable block and many pieces of antique furniture.

    According to some estimates, the walls and the land alone are worth about $2.89 billion. However, together with all the amenities and lux items inside the house, it’s worth climbs up to $5.04 billion. With this price, Buckingham Palace beats Windsor Castle with an estimated price of $236 million and Ak Saray Palace with the price of $663 million.

    (Lovemoney)

    Who Owns the Most Expensive House in the World?

    Considering that Buckingham Palace is the most expensive home globally, Queen Elisabeth II is the owner of the real estate. Born on April 21, 1926, Elisabeth was the elder daughter of Albert, Duke of York, and his wife, Lady Elisabeth Bowes-Lyon. She became the Queen of England in 1952, with the official coronation occurring in 1953.

    In 2002, Queen Elisabeth II celebrated 50 years on the throne. Her husband Philip died in April 2021. The Queen is known for leading a simple life and managing government business besides traditional duties.

    (Britannica)

    How Much Is the Most Expensive House in the World?

    Buckingham Palace is the official headquarters of Queen Elisabeth II. The building is located in the City of Westminster and is over 300 years old. Although Buckingham Palace is actually unavailable for sale, that didn’t stop real estate experts from calculating its worth.

    Note that some calculations were focused only on the walls and the land and not what’s inside the most expensive house in the world. Still, this is what the estimates say. With 775 total rooms, the Palace features 240 bedrooms, 19 staterooms, and 78 bathrooms.

    It has a swimming pool, and the building is located close to the Victoria mainline station. Furthermore, the estimates show that Buckingham Palace is worth £4.9 billion (about $6 billion), with one square meter costing about £64,831 (almost $88,000).

    (Express)

    Where Is the Most Expensive House in the World?

    Buckingham Palace is located in the City of Westminster. The city is the inner borough of London, England, and it lies on the north bank of the River Thames, in the center of London’s West End. In 1965, the City of Westminster was established as a borough.

    Besides Buckingham Palace, the City of Westminster is also home to many other historically significant buildings. For example, it contains Westminster Abbey, the Houses of Parliament, and St. James’s Palace.

    (Britannica)

    What Is the Most Expensive House in the US?

    A 105,000 square foot megamansion named The One is currently the most expensive home in the US. It was built by Nile Niami, who allegedly asked $500 million for his creation. He needed eight years to finish the masterpiece, and eventually took “only” $350 million, which is a significant price cut. The One is located in Los Angeles, California, and is known to be the most expensive private home in the world.

    The property sits on the five-acre land in Bel Air, near the San Gabriel mountains. Niami bought the land in 2012 for $28 million. The house architect was Paul McClean, while Kathryn Rotondi took care of the interior design and created a place with a modern minimalistic style decorated with marble and glass.

    The house has 21 bedrooms, 42 bathrooms, an auto gallery, a bowling alley, and many more amenities that make it so expensive.

    (Loveproperty)

    Who Lives in the Biggest House in the World?

    The biggest home in the world belongs to Mukesh Ambani. Ambani is an Indian businessman with a current net worth of over $83.2 billion. Ambani chairs and runs Reliance Industries that focuses on petrochemicals, oil gas, telecom, and retail.

    Ambani is also found on a few Forbes lists, including India’s Richest 2021. He’s 64 years old, married, with three children, and lives in Antilia—the famous skyscraper in India and the largest home in the world.

    (Forbes)

    What Does the Biggest House in the World Look Like?

    Antilia could be considered the most extravagant house in the world. The building has 27 stories, and it’s located in one of the most poverty-stricken areas of India. Antilia has 400,000 square feet of interior space, six stories for parking, a 50-seat home theater, indoor swimming pool, and it can easily house six people with families.

    There are several lounge rooms, bedrooms, and bathrooms, each containing astonishing chandeliers. What’s more, the final four floors are dedicated to hanging gardens.

    The gardens show the building’s eco-friendly status and also serve to absorb sunlight and deflect it from the living spaces.

    (Allthatsinteresting)

    Conclusion

    Even though the most expensive house in the world isn’t for sale, it’s still interesting to see its interior and think about the price. Buckingham Palace is one of the rare palaces that still houses its owners and is not turned into a museum. Still, it’s home to many luxurious items, jewelry pieces, and 450 valuable paintings.

    What’s more, Buckingham Palace is a place with 300 years of history that hosts the UK’s most important family that will likely continue to occupy its chambers for a long time.

  • How Old Do You Have to Be to Get a Debit Card?

    How Old Do You Have to Be to Get a Debit Card?

    If you want your kid to know more about finances, there are a few approaches to take. Besides talking about how finances work and how to manage money, getting them a debit card could be a good idea. Still, how old do you have to be to get a debit card, and can your child have one?

    The good news is that your kid can get a debit card, and there are a few options to consider. For example, your child could use a prepaid card to pay for the things they like without tying the card to your bank account. Here’s what you should know.

    Debit Card Age Eligibility Most Common Questions

    • At what age can you get PayPal debit cards for kids?
    • At what age can you get a prepaid debit card?
    • Is it possible for an 11-year-old to have a debit card?
    • Is it possible for a 16-year-old to get a debit card?
    • Can a 16-year-old get a debit card without parents?
    • How can I get a debit card for my kid?
    • Is it possible to open a debit card for a minor?

    At What Age Can You Get a Debit Card?

    If you want to get a debit card for your child, know that different banks have different policies when it comes to debit cards and the kid’s age. Overall, you should be able to open an account and sign up your child for a debit card when they are 16.

    Still, some banks may issue debit cards to younger children, sometimes even around the age of seven. What’s more, that debit card and the account will likely be linked to your account, or you’ll have to open a joint account to start.

    (Sapling)

    How Old Do You Have to Be to Get a Paypal Debit Card?

    According to PayPal, no individual, regardless of their location, can open an account if they’re younger than 18. Additionally, PayPal Debit Cards, also called PayPal Cash Cards, aren’t available to customers outside the US.

    The PayPal Debit card is actually a prepaid MasterCard linked to a PayPal Balance account. A PayPal Balance account is required to get the card; thus, a person must be at least 18 years old to get their Cash Card active.

    (PayPal)

    How Old Do You Have to Be to Get a Prepaid Debit Card?

    The latest data shows that even kids as young as six can get a prepaid debit card, while some institutions have no age requirements. One example is the Chase First Bank, where kids aged six can get a debit card through the parent’s account.

    Once a child gets a prepaid debit card, parents can load the money onto it and let their kid learn how to manage finances and expenses.

    (MoneyPantry)

    Can an 11 Year Old Have a Debit Card?

    Depending on the state you live in and current regulations, some banks, credit unions, and financial agencies offer savings and checking accounts for children. These accounts could be jointly owned, owned only by a child, or require that a parent acts as a guardian.

    Children under 12 are often limited to savings accounts and ATM cards. Moreover, teens aged 13 to 17 can use a card linked to their checking account. Finally, prepaid debit cards are available to kids and teens and can be given to kids at a very young age.

    (TheBalance)

    Can a 16 Year Old Get a Debit Card?

    Typically, a child becomes eligible for a debit card at the age of 13. However, depending on the financial institution, the numbers could move up or down. Make sure to read the fine print and, if you still can’t find how old your child must be, directly contact the organization.

    Keep in mind that your teen can easily obtain a debit card. However, you’ll have to open a joint teen checking account so that you have a legal account that passes compliance requirements.

    (Young And The Invested)

    How to Get a Debit Card at 16 Without Parents?

    As soon as you reach 18, you can easily open a bank account. However, if you’re younger, you’ll likely need your parents to start. Still, sometimes it’s enough to bring an older sibling or another relative and get a debit card without your parents.

    Keep in mind that if you already have a joint account with your parents, you won’t be able to get them off that account. Additionally, if you open a separate bank account with another relative, your parents might notice the financial activity in the joint account.

    (Mybanktracker)

    Can I Get a Debit Card for My Child?

    According to some investment advisors, you should consider opening a bank account for your child as soon as they can start saving money. Kids are naturally curious, and getting them interested in banking is easy.

    What’s more, getting a debit card for your child can teach them how to be responsible with their allowance. You can definitely get a debit card, sometimes at a very young age. You might also have the option of transferring allowance to your kid’s debit card.

    (Forbes)

    How to Open a Debit Card for a Minor?

    Opening a bank account for a minor could be challenging. The main issue is with the regulations that make it complicated for a minor to sign a contract. This is why most financial organizations won’t open an account for people under 18 unless there’s an adult on the account as well.

    Still, parents and legal guardians can help their children by opening an account for debit cards for teens, either as a joint account or a custodial one. Almost any bank will provide these services. Parents could also get a prepaid debit card for their children. Still, prepaid debit cards are expensive and don’t provide the benefits of a checking account.

    (TheBalance)

    Conclusion

    Getting a debit card for your child is a smart choice. With it, they can learn more about how finances work and get into banking at a very young age.

    What’s more, sometimes there’s no age limit to get a debit card, especially when it comes to prepaid debit cards.

    However, a joint or a custodial account is often necessary to cover the legal side of things. Make sure to contact the bank and read the fine print to get to know all the details of getting a debit card for your child.

  • What Credit Score Do You Start With? — 9 FAQs Answered

    What Credit Score Do You Start With? — 9 FAQs Answered

    When you reach a certain age, you might want to think about your credit score. For example, you can try to answer the question “What credit score do you start with and how high do you think you can keep it in the future?”

    Still, what happens if you have never applied for a credit card or taken a loan—do you even have a credit score?

    If you’re new to credit and wonder how it all works, keep reading. We’ve covered the answers to the most common questions about credit scores.

    Most Common Credit Score Questions Contents

    • How is the starting credit score defined?
    • Why do all credit scores start at 300?
    • How high is a credit score when you’re without credit?
    • Does every person have a credit score?
    • At what age does a credit score start getting calculated?
    • What is a credit score you start with when you’re 18?
    • How much time does it take to establish a credit score?
    • How high is an average credit score?

    What Does Your Credit Score Start At?

    The lowest possible FICO score is 300. This means that your credit score starts at about 300. However, there’s no such thing as a starting credit score. As soon as you start using credit cards, the numbers in your report will change.

    On the other hand, if you haven’t started using credit, you won’t have any score tied to your name. If you wish to begin building your credit score, you should start by opening the first line of credit—a credit card or student loan. From there on, your credit activity will determine your credit score.

    (Bankrate)

    What’s a Starting Credit Score?

    There is no such thing as a starting credit score. Everyone around you has been building their score for years, but they started as soon as they got their first credit card. This is because there’s no information about your credit activity until you actually get some sort of loan or credit.

    Still, this doesn’t mean you have to start from zero. There are three credit score bureaus (Equifax, Experian, and TransUnion), and each of them has a scoring range that mostly starts at about 300.

    (Creditsesame)

    Why Do Credit Scores Start at 300?

    Learning how to manage your credit score can bring great benefits. This is why you should understand how three credit score bureaus work. If you have just begun getting into credits and have poor payment history, you’ll start at 300.

    For example, FICO assigns credit scores in the 300–850 range. The 300 score is considered poor, but since you just got your first credit card or a loan, chances are it will improve once you start building your payment history.

    (OnJuno)

    What Is Your Credit Score When You Have No Credit?

    Many believe that your credit score is zero if you haven’t had any credit. However, that’s not true. There’s a difference between not having a credit score and having a poor credit score. When you don’t have a credit score, that simply means there’s no available information on your credit activity.

    The analytics companies can’t access any information, so your credit score will probably automatically be around 300, or the score won’t be generated. Once you get your first line of credit, the numbers will change.

    (USnews)

    Does Everyone Have a Credit Score?

    Based on the latest data, not everyone in the US has a credit score. Over 50 million people don’t have a score due to the lack of their credit history. In addition, about 25 million adults have no credit history at all, and 28 million have unscored records, likely due to a few credit accounts or new credit activity.

    Credit history is crucial for companies that determine the credit score. Unfortunately, it’s also one of the main reasons those with an invisible credit don’t have a score. Moreover, 80% of 18- and 19-year-olds don’t have a score since they lack time to build it.

    (NerdWallet)

    What Age Does Your Credit Score Start?

    In general, your credit score will start getting calculated once you turn 18. This is an ideal time to learn more about how credit scores work and get involved in managing your finances. However, in some rare cases, people under 18 can also have a credit score.

    For example, if a child’s identity has been stolen and used to open a credit account, a child can have a credit score. Also, if an adult added a minor as an authorized user, the minor may get a score—at the same time, this is a great way of building a kid’s credit score before they turn 18.

    (Chase)

    What Credit Score Do You Start With at 18?

    When it comes to credit scores, everyone starts differently once they turn 18. In most cases, there won’t be enough credit activity to generate a report, so the data may show the lack of your score. Note that your credit score is not tied to your age but your credit history.

    Some agencies will set it to 300, but the best way to know your credit score is to open an account and hold it for at least six months. Then, you should update at least one account during that time and not get flagged as a deceased account owner.

    (GrowingFamilyBenefits)

    How Long Does it Take to Get a Credit Score?

    Building a good credit score takes time and good financial habits. The biggest catch is that you must get credit to start getting a credit score. This means you’ll spend about six months working on your credit rating by opening accounts and building payment history.

    Six months is a minimum period needed to obtain a FICO credit score. It might take less for a VantageScore, but the FICO score is generally more important. After the initial six months, it all depends on your credit activity. Sometimes it might take several years to get an excellent credit rating.

    (Stilt)

    What’s an Average Credit Score?

    The latest data from 2021 shows that the average FICO credit score rose to 714. In fact, credit scores have been increasing in the last decade. However, the latest numbers show consumers have had significant challenges due to the Coronavirus pandemic.

    FICO scores are calculated based on the information from consumer credit reports. This means that when the consumers’ credit profile improves, so do the scores, even though not all changes have a visible impact.

    (Experian)

    Conclusion

    Having a great credit score doesn’t come that easily. If you want to build good financial habits, make sure to work on your starting credit score. As soon as you open an account, the numbers will start getting into analytics, and the credit agencies will calculate your initial score.

    The good thing is that you can always improve your score by maintaining a regular payment history and keeping an account open and active.

  • 20+ Fall Statistics That Will Make You More Careful Today

    20+ Fall Statistics That Will Make You More Careful Today

    According to fall statistics, falls happen so often that they’ve become a public health concern. Unfortunately, it’s the elderly that’s slipping and falling mostly, which causes other health complications for them. Falls are also costly and painful, and unfortunately, can be the main cause of fatal injuries. 

    There are psychological consequences to be considered as well. Falls lower the quality of life for people. Half of them will do everything to prevent another fall, including not leaving the house. Today you’ll learn more about how dangerous falls could be. 

    Fall Risk Statistics & Numbers (Editor’s Choice) 

    • In the United States, the average annual medical expenses for falls are $50 billion 
    • People younger than 75 are most prone to outdoor falls 
    • In the last nine years, fall death rates increased 30%
    • Around 50% of falls have psychological consequences 
    • Around 12,000 deaths a year are attributed to stairways accidents
    • 32.2% of people who fall down the stairs end up with sprains and strains 
    • 1st week of every fall is the fall prevention awareness
    • By 2030, there will be seven fall-related deaths per hour If trends continue to rise

    General Falling Stats 

    Anyone can slip at any time and any place. While some people end up with a broken bone, many die from falls. The elderly and children seem to be the most endangered category, but unfortunately, many falls also happen in construction, where other generations have to deal with the lack of safety. 

    1. Over 80% of deaths due to falls happen in low and middle-class income countries 

    (WHO)

    Western Pacific and Southeast Asia account for 60% of these fatalities. When it comes to all regions, death rates are highest among adults over 60 years of age. 

    2. Average medical cost of falls is $50 billion per year in the US

    (CDC)

    Medical costs related to non-fatal fall injuries are $50 billion per annum. $29 billion is covered by Medicare, $12 billion is paid out-of-pocket, and $9 billion is covered by Medicaid. These prices are likely to grow in the future due to the increase of people older than 65. 

    3. Fall death rates increased 30% in the last nine years

    (CDC)

    According to CDC fall statistics, fall death rates have increased by 30% in the last nine years. The increase was observed across 30 states, including the District of Columbia. The fastest-growing rate was noticed in adults aged 85 plus, at about 4% per year. 

    4. 157 out of 100,000 people die from falls in Wisconsin

    (CDC)

    Wisconsin is the state with the highest number of fatalities from falls, observed per 100,000 residents. CDC falls statistics also list Vermont, with 142, Maine, with 140, and Minnesota, with 124 deaths from falls. On the other end of the spectrum are Georgia, Alabama, Illinois, with the lowest number of fatalities, around 40 people per 100,000 residents. 

    5. If trends continue to rise, there will be seven fall-related deaths per hour by 2030

    (CDC)

    Since the fall death numbers are rising, we can expect to face seven deaths related to falls by 2030. Falls will become more life-threatening and more costly. 

    6. There are 3 to 11 hospital falls per 1,000 bed days

    (NCBI)

    According to patient falls in hospitals statistics, there are 3 to 11 hospital falls per 1,000 bed days, and it’s becoming an issue. Around 25% of these falls result in soft-tissue injury or fractures. 

    7. Stairways accidents cause 12,000 deaths per year

    (Amstep)

    This number only shows how dangerous staircases can get for both older adults and children. If they can’t be avoided, stairs should be used carefully to prevent accidents. 

    8. 1 million people suffer consequences of falling down the stairs 

    (Amstep)

    The newest stair accident statistics suggest that about 1 million injuries are related to falling downstairs in the US. Every person will face different injuries based on their age, physical condition, and the severity of the fall. The most common injuries are sprains, fractures, spinal cord damage, lacerations, head and neck injuries, brain injuries.

    9. Construction fall statistics show that 51% of all falls in the US are construction falls

    (Bigrentz, CDC)

    The most recent data suggests that the construction site is a dangerous place to be without proper safety standards in place. Almost 3 out of 10 non-fatal injuries in construction are related to slips, trips, and falls. 

    10. American Indian and Alaskan Natives fall the most – 32%

    (CDC)

    Falls seem to vary by race. American Indian and Alaskan Natives have the highest percentage of falls, 32%. Asian and Pacific Islanders fall the least, with 16% of reported falls. 

    Elderly Fall Statistics

    Even though nobody is safe from falling at least once in their lifetime, seniors may be the most endangered category. It’s not only that the fall causes harm; it also threatens safety, independence, and finances. 

    11. Outdoor falls are most likely to occur among people younger than 75

    (WHO)

    According to the elderly fall risk statistics, outdoor falls are likely to happen to those younger than 75. This age group is more mobile and more active. Indoor falls happen to people 75 and older since they’re frailer and mostly stay indoors. 

    12. Almost ⅓ of adults aged over 65 experience falls in their home

    (Healthinaging)

    The inside of the house seems to be the most common place to fall. According to the falls in the home statistics and numbers, an older person falls every second. Each year, ⅓ of adults aged over 65 experience falls in their homes. Unfortunately, many of them will fall once more in their life. 

    13. Every 11 seconds, an older adult is treated for fall-related injuries

    (NCOA)

    Falls are so common that new cases happen many times per minute. According to the fall statistics in elderly population, an older adult visits the emergency room to treat fall-related injuries every 11 seconds; every 19 minutes, one person dies from the consequences. It’s no wonder that falling is considered an epidemic.

    14. 50% of falls have psychological consequences 

    (Aging)

    Unfortunately, falls don’t leave only bruises or fractures. They also leave negative psychological consequences. 50% of falls leave people in fear of falling again. That’s why many decide to stay away from social activities and not bear any risks, as the fall statistics indicate. 

    15. Knee pain doubles the risk of falls in elderly population

    (Bmcgeriatr.biomedcentral)

    A recent study on knee pain concluded that alleviating knee pain can help minimize the risk of falls in elderly population since the presence of knee pain doubles the chances for falls. 

    Fall Injury Statistics

    Many injuries happen when a person falls. How severe the damages will depend on the type of fall, age, physical fitness, and other factors. 

    16. Falls are the second leading cause of unintentional injury or death worldwide 

    (WHO)

    Falls seem to be a global problem since almost 646,000 falls happen per year. They’re the second leading cause of accidental and unintentional injury or death, right after road traffic accidents. 

    17. At least 300,000 older people per year are hospitalized for hip fractures, according to elderly falls statistics

    (CDC)

    More than 95% of hip fractures happen because of sideway falls. Three-quarters of women fall more often than men and end up with all hip fractures or other non-fatal injuries.  

    18. 32.2% of people end up with sprains and strains if they fall down the stairs

    (Amstep)

    Sprains and strains are the most common injury after falling down the stairs. Other injuries include head and neck injuries, 21.6%, and fractures, 19.3%. 

    19. More than 37 million falls require medical attention, falls statistics show

    (WHO)

    These falls are the reason for over 17 million disability-adjusted years lost (DALY). DALY represents a measure of disease burden. It’s expressed as the number of lost years due to poor health, disability, or premature death, including the ramifications of falls. Since they are way more common than people believe, it’s no wonder that they’re considered to be a problem, both globally and in the US. 

    Fall Prevention Statistics & Facts

    Even though falls can be extremely dangerous, there are ways to prevent them from happening. When it comes to the older generation, they should focus on altering their environment and making their homes fit their needs. The workforce that’s at risk should follow the guidelines and use proper PPE. 

    20. Six ways to prevent falls include adding support to the bathroom and installing additional lights 

    (Stopfalls)

    There are many ways to make the home safer for people who have an increased risk of falling and minimizing fall risk statistics. The six most commonly recommended methods include keeping the pathways clear, remembering uneven surfaces, keeping the frequently used items close, adding lighting and support to the bathroom, and being careful with stairs. Changing one’s home and removing hazards can mitigate the risks of falling and provide a healthier environment for the elderly.  

    21. Over 70 national organizations are working with Falls Free Initiative

    (NCOA)

    Since statistics for falls in the elderly clearly show how dangerous falls are for the elderly population, people have created the Initiative to help with fall prevention. The members are educating elderly population, dealing with funding, and creating programs to reduce the risk of falling. 

    22. The first week of each fall is the fall prevention awareness 

    (Stopfalls)

    Falls cause many issues among adults, and that’s why Fall Prevention Awareness Week is used to spread the message that falls are preventable. Fall prevention coalitions, healthcare providers, senior service agencies, and many others are spreading the word on fall protection facts to elderly residents, their families, and caregivers to help prevent falls. 

    23. General Industry Walking-Working Surfaces and Fall Protection Standards can prevent over 5,800 injuries every year

    (OSHA)

    When it comes to the working population in the US, they too are in danger of fall-related injuries. The latest update to the General Industry Walking-Working Surfaces and Fall Protection Standards will increase fall protection and change the statistics by preventing more than 5,800 injuries and almost 30 fatalities yearly. 

    Conclusion 

    Falls are a global issue. At least 300,000 older people are hospitalized for hip injuries, and many don’t survive them. That’s why falls are the second leading cause of unintentional injury or death, right after road traffic accidents. 

    Women seem to fall more than men and end up with a hip fracture or other injuries. According to fall statistics, 50% of people who had a fall will feel the need to stay away from activities and minimize the risk of falling again.

    Luckily, there are ways to prevent falls, such as minimizing the movement around the home, keeping the necessities nearby, installing additional lighting and handles in the bathroom, and walking down the stairs carefully. Life without falls may seem impossible, but with extra care, the risks can be lowered. 

    People Also Ask

    What percentage of falls happen at home?

    The inside of the house seems to be the most common place where the elderly population falls. One-third of people aged over 65 fall in their homes. This generation often finds it hard to move around, so they spend time inside. Unfortunately, many don’t work on securing their homes, even though it’s easy, and falls happen more often than they believe true.

    What time of day do most falls occur?

    It’s interesting to note that only 20% of falls happen during the night. Most falls occur during the day when people are actively moving. Those falls that happen during the night most commonly happen between 9 PM and 7 AM, when older people wake up to use the toilet. Falls that happen during the day can happen anywhere but are most likely to happen to younger generations outside the house.

    How many die from falls each year?

    Each year, more than 646,000 individuals die from falls all over the world. Adults are most likely to suffer from fatal injuries. 33.7 million people require medical attention each year because of falls. There are over 2.8 million people in the ER per year in the US, treating fall-related injuries. 27,000 US residents die from falls.

    How many seniors fall each year?

    About 36 million US residents over 65 fall each year. About 3 million people are treated in the ER every year because of a fall injury. That’s why falls are considered an epidemic, and many institutions work on preventing them via Falls Free Initiative. The Initiative members are educating the elderly population and their families and caregivers to help reduce the risks from falls and prevent injuries.

    How many seniors die from falls?

    Falls are the leading cause of death from injury in older people. Around 32,000 deaths happen due to fall-related injuries. Unfortunately, fall death rates have increased 30% in the last nine years. This growth occurred across 30 states, including the District of Columbia. The fastest-growing rate was noticed in adults aged 85 and older, at about 4% per annum.

    Where do seniors fall the most?

    The older generation falls inside their homes mostly since they’re barely mobile and have to stay indoors. Falls that occur inside the house are likely to happen in the bedrooms, kitchens, or dining rooms. People younger than 75 often fall outside since they’re more mobile than the older generation. Fewer falls happen in the bathroom or from ladders and stools, according to fall statistics.

  • 20 Eye-Opening Helmet Statistics

    20 Eye-Opening Helmet Statistics

    Taking care of our own and the safety of others in everyday traffic is vital, a statement most people would agree with. The guidelines on keeping safe aren’t anything new, but if we pay close attention, we can see that they are primarily focused on motor vehicle crashes and rarely on other participants in the traffic.

    Helmet statistics show that people using bicycles are equally important in traffic as they are easily hurt and killed in road accidents.

    Cyclists get hurt for several reasons: bad visibility, fast driving, cycling under the influence, etc., and one thing that can help them in all of these situations is a well-made and properly used helmet.

    We’ll go through some quick statistics to present why they are so vital:

    Breathtaking Helmet Safety Facts (Editor’s Choice)

    • Over 1,850 cyclists lost their lives in one year in the United States
    • Over 670 cyclists died in accidents in 2020
    • Almost 90% of deaths are among people aged 20 or over
    • Nearly 50% of parents don’t find bicycle helmets necessary
    • The annual helmet cost is about $261 million
    • Over 95% of cyclists that lost their lives in New York weren’t wearing helmets
    • In the last 20 years, over 25,000 lives have been saved by helmets
    • In 2020, almost 70% of US motorcyclists wore helmets

    Latest bicycle helmet statistics

    The helmet-wearing issue is a complex one, and besides an array of similar, positive studies, there are ones that claim helmets haven’t improved our safety or perhaps they even endangered it more. To make this picture clearer, we will present all the relevant statistics that we came across.

    1. 857 cyclists died in one year in the US, recent data shows.

    (US Department of Transportation)

    If a car hits a bike, it’s not hard to guess who will be the loser. That’s why the US Department of Transportation highlights the importance for everyone to follow the rules on the road and prevent accidents.

    They also advise choosing the right size and always adapting the helmet properly, since a badly placed one can’t provide much protection. As they say, this can move the curve up in the positive direction of the cycling helmet statistics.

    The number of 857 deaths in a recent year represents an increase of 6.3% and the highest number seen in decades.

    2. Latest data points to 783 pedal cyclist deaths in one year alone

    (Crash stats)

    Urban areas were the sites of 75% of 783 killed cyclists, the latest data shows. It seems like this grave fact didn’t affect people enough to comprehend the reality of bike helmet safety facts.

    As a result of these circumstances, the US had an increase in bike rider deaths in the following year.

    3. Great Britain had more than 11 cyclists suffering severe injuries or death per day, according to the most recent data

    (Folksam)

    In the most recent data pool available, Great Britain had 4,205 bicyclists suffering serious injuries or death in a single year. The statistics show that about 40 cyclists a day are admitted for head injuries which propel the importance of talking about the safety of helmet facts.

    Moreover, 70% of injuries occur in a single bicycle crash (meaning no one else is involved) which shows that they can happen to anyone at any time.

    4. Folksam tested 27 helmets in 2020 and found that only four don’t meet the 50% protection from concussion threshold

    (Folksam)

    Only four out of 27 tested helmets didn’t prove a 50% or above mitigation level regarding concussions.

    Their simulations showed that the influence on the gray matter in opaque impacts varied from 12% to 32% in different helmets. These bike helmet statistics will prove valuable to anyone buying a helmet and encourage people to look for bike helmet reviews.

    5. Most bicyclist deaths are among people older than 20, which is 87% 

     (Insurance Institute for Highway Safety)

    Even though death rates from bicycle crashes are in a steady decline over the decades among people older than 20, still the number has tripled in the last four decades and is now 87% of total cyclist deaths. The assuring information is that child fatalities have declined.

    This is a valuable addition to helmet safety facts, explaining the likely main reason behind the decline—parents pressuring their children into wearing helmets. On the other hand, adults easily disregard wearing them.

    6. New York City Report: 97% of cyclists that died weren’t wearing a helmet

    (Helmets.org)

    The report from New York City noted that helmets and bike lanes could reduce fatalities in their city. Besides the fact that 97% of those who died weren’t wearing a helmet, only 13% of people with serious head injuries wore a helmet.

    This record is most contrary to the helmet vs no helmet statistics, as it leads us to believe that urban area cyclists definitely require protection when riding.

    7. Men make up 87% of all bicycle deaths, latest data shows

    (Injury facts)

    Men seem to take the bigger slice of the pie when bicycle recklessness is in question. 87% vs 13% isn’t a slight difference, and the reason is yet to be discovered since other statistics show 21% of the males wear helmets while the number of females is 28%.

    The helmet rate, in this case, doesn’t seem to affect the number of deaths, so there must be other factors involved.

    8. Helmeted bike riders have 51% reduced chances of severe TBI and 44% reduced odds of mortality

    (The American Journal of Surgery)

    A team of MDs conducted a study through which they wanted to analyse the severity of traumatic brain injuries (TBI) after bicycle-related accidents.

    In their findings, they provided their bike helmet statistics and concluded that those with helmets had 51% reduced chances of having severe TBI, while mortality odds were 44% lower in people who wore helmets.

    Furthermore, they said that helmets also reduce facial fractures and help save lives even after someone has suffered an intracranial hemorrhage.

    9. Nearly half of parents, 47%, don’t see the bicycle helmet as necessary

    (Safe Kids)

    The biggest number of parents, 47% to be exact, say that their child doesn’t wear a bicycle helmet and turn their heads away from bike helmet safety facts. They might believe that their area is safe, view their child as experienced, or simply don’t see the necessity of wearing a helmet. 

    The rest of the 53% offered different answers, such as: “my child finds helmets uncomfortable,” “other kids don’t wear one,” or “the child thinks helmets aren’t cool.”

    10. In 2020, around 675 cyclists lost their lives in accidents. 

    (Advocacy Advance)

    Over 25% of the deaths were the result of hit-and-run accidents. Moreover, the state with the highest number of fatalities was California, with 118 deaths. California was followed by Florida, New York, Texas, and Louisiana.

    Older bicycle helmet statistics

    11. A 25-year-old Australian study suggests bicycle helmet laws reduced the number of pedal cyclists

    (Cyclehelmets.com)

    A team of researchers claimed that as Australia brought forward the law on mandatory wearing of bicycle helmets, the number of cyclists declined.

    Even though the number of people wearing helmets rose from 31% to 75% in Victoria state alone, the number of children quitting riding bicycles was 2.2 times greater than the increase in numbers of children wearing helmets. So even though the ratio between helmet vs no helmet statistics was satisfying, a deeper look gave a different perspective.

    12. Two decades ago, one out of six highway fatalities was a cyclist or pedestrian 

    (Federal Highway Administration)

    The FHA report two decades ago concluded that approximately one of six deaths in highway accidents included a bicyclist or a pedestrian.

    The evaluation of that year noted more than 61,000 injured bicyclists and 850 killed ones, which signalled things weren’t progressing in a big way.

    13. Latest calculations suggested that the annual costs of helmets were $261 million

    (Injury Prevention for Children and Adolescents)

    Based on the assessment that there were 85.3 million bike riders and that helmets last five years, while the average price for an adult helmet was $18, the helmet statistics point to the fact that $261 million were spent on these accessories and 20% of the cyclists bought a helmet every year.

    14. The cost of head injuries without helmets was $5.8 billion a decade ago.

    (Injury Prevention for Children and Adolescents)

    Head injuries without protection amounted to $4.13 billion for non-fatal traumas in one year alone. They also concluded that children’s head injuries for both fatal and non-fatal cases cost $2.6 billion while adults came close to $3.2 billion.

    Motorcycle Helmet vs No Helmet Statistics

    15. Motorcyclists are 37% likely to die in a crash if they aren’t wearing a helmet.

    (Insurance Institute for Highway Safety)

    Helmets are saving lives at a pretty high rate among motorcyclists, with 37% higher chances of survival for anyone wearing it.

    In addition, they are 67% effective in saving a person from traumatic brain injuries.

    16. 5,172 motorcyclists were killed in one year, latest data available show

    (Advocates for Highway & Auto Safety)

    Little more than 5,000 deaths were recorded in one year, the latest data shows, and that isn’t good news for motorcycle helmet safety statistics. Namely, this sounds horrendous compared to one decade ago, when the number of deaths was 2,166.

    Half a decade ago, there were 88,000 injured on the roads in the US in one year as a result of motorcycle riding.

    17. More than 25,000 lives have been saved by helmets in the past two decades

    (Injury Facts)

    If we looked back 20 years ago, some 25,000 lives were saved by helmets on motorcyclists’ heads. According to the latest data of a couple of years ago, that number was 1,872. The estimate says that if all drivers had worn a helmet, another 802 lives could have been saved that same year.

    Furthermore, that same year saw helmets on top of 65.2% of heads only. 

    18. Helmet wearing saved more than $3 billion in economic costs half a decade ago.

    (Crash Stats)

    Economic helmet statistics are, to say the least, staggering. In the near past, more than $3 billion in economic and another $19 billion in comprehensive costs were saved purely by people using helmets.

    An additional $1.4 billion in economic and $8.3 billion in comprehensive costs could have been saved if everyone on a motorcycle had worn a helmet. 

    19. Motorcyclists are 16 times more likely to die in a crash than a car driver.

    (National Highway Traffic Safety Administration)

    If estimated per driven mile, the motorcyclist is 16 times more likely to die than a car driver. Add a helmet to that equation, and the chances for motorcyclists go up by 29%.

    This is where motorcycle helmet vs no helmet statistics matter. Bike riders mostly die due to head injuries which are prevented by 40% when wearing protection.

    20. 69% of motorcyclists in the US wore helmets in 2020.

    (Statista)

    More than two-thirds of Americans were wearing helmets in the year 2019, while at the same time, only 8% of the riders have a U.S. Department of Transportation-compliant helmet.

    This can perhaps be explained by the fact that out of 50 states, only 19 states and the District of Columbia have laws that require helmet use for everyone on bikes.

    Helmet Safety Statistics – Summary

    In summary, helmets represent a crucial part of life for everyone riding on two wheels. Even though it can seem like a hassle or unnatural to wear, a slight sense of discomfort might save your life one day or prevent you from having serious, life–long consequences from an injury.

    Luckily, we live in a world where markets are plentiful with all kinds of goods, so you can easily find a helmet that fits your style and makes you feel comfortable.

    People Also Ask

    How effective is a helmet?

    This depends on whether we are talking about bicycle riders or motorcycle riders. The former has a 51% reduced chance of severe TBI and 44% reduced chances of dying while helmeted. The latter has a 37% higher chance of surviving if protected and a 67% higher chance of saving themselves from TBI.
    Of course, data varies in different studies, but these percentages are a close estimate when all is considered.
    The effectiveness of a helmet depends on the type and the quality of the helmet itself. Some are made from tougher material, cover more areas on the head, and are easier to fit.

    How many deaths are caused by not wearing a helmet?

    This question, of course, goes into the realm of “what ifs.” Since no one can know for sure how many people would have survived had they been protected. Thus, only rough estimates could be provided.
    In recent years, we should have in mind that we had 5,172 motorcyclist fatalities while the number of cyclists in similar periods was much lower – 857. If we were to take the above statistics and apply it, the year with 5,000+ deaths would have seen a little above 1,900 fewer motorcycle deaths if everybody had worn helmets.
    Around 377 lives of cyclists would have been spared if they all had worn helmets.

    What percentage of head injuries are reduced by wearing a helmet?

    For bicycle riders, reducing head injuries by wearing a helmet is 51%, while for motorcyclists, this percentage is higher – 67%.
    What needs to be considered is that for both of these riders, the head is the primary body part that gets hurt, which is why helmets are always in focus when talking about bike or motorcycle safety equipment.
    Not only does it absorb the impact of the force that would otherwise fall onto the skull, but it also protects the neck, thus protecting people from spine injuries.

    What percentage of cyclists wear helmets?

    More than 70% of motorcyclists in the US wear helmets, while approximately 38% of adults and 69% of children wear bicycle helmets.
    Motorcycle high rate shouldn’t be surprising, knowing that 19 states and the District of Columbia have regulations that require bike riders to wear them. On the other hand, bicycle statistics show that adults don’t really pay as much attention to their safety as their children’s.
    This can come from a belief in one’s skills, while children are not perceived as skilled and require protective equipment.

    How many helmets are sold per year?

    According to MIPS, no adequate data is available, but around 50 million motorcycle helmets are sold per year, and a little bit less than 50 million bike helmets.
    The helmet market is vast, and it includes sports helmets and safety helmets, alongside already mentioned ones.

    How much does a bicycle helmet cost?

    Helmets for bicycles can range from $30 to $300 plus, but you don’t have to go to the luxury department to get a quality one. Usually, the price is influenced by the quality, design, material, and style. The ones that tend to be trendy will have a higher price tag.
    Motorcycle helmets will range from $100 to $1,000 plus. These ensure more safety and comfort than bike helmets, as motorcycles go a lot faster and achieve their maximum speed much quicker.
    As we have seen, the helmet statistics for the prices of bicycles and motorcycles differ dramatically.